I got turned over to another debt collection agency for a completely different issue, and I'm glad that I'm not biting my nails and pulling my hair over it. since it's from a debt that I believe is unfair, I might just have them chase me for years, and not pay it. They also have an area code manipulation system, which is already starting off their practice in bad faith. unfortunately for them, I'm a case where that backfires horribly. I intentionally keep my home area code with every new number, and I know that no one should know me from my home area code. So if they call me and they know me, let alone addressing me by my full name, I already know not to trust them.
as for the previous debt collectors, I requested proof of acquired debt, and proof of purchase and price. I basically asked for the receipt. They sent a copy of the claim item with it came from, but not the receipt. and I tried to get me to call a number instead of handling the business and writing, as I also requested. with these business practices, they're not going to get anywhere with me.
I did some research on that debt collections agency, and found out that they often commit very illegal Acts. They have cashed post dated check, which is very legal. And they money out of someone's business account without the person ever even have hearing about or from them before. they got the business information when one of the employees cashed a check at Walmart. They took the money out themselves without any sort of notice.
and my first contact with them over the phone, they told me that they check in every 7 to 10 business days. When filing a dispute, they're not supposed to contact you again for another 30 days. They were trying to trick me into calling them back, because maybe I would if I was expecting to hear from them and didn't. coming from an agency that claims to have all sorts of legality, any level dishonesty immediately puts the company in bad faith.
So I don't feel the least bit guilty about not paying them. these other people are going to see a dime either, if they don't give me what I asked for. I sent them the same request. I don't mind paying something if they're legit, but if they're scumbags like the first company - fuck them, too.
